Electronic Merchant Systems offers an extensive suite of payment acceptance options for the merchant of today and tomorrow. We work relentlessly to give your customers the opportunity to pay using their preferred method. We continually add new options, allowing you to make your products or services available to the broadest audience possible. Credit And Debit Accepting credit and debit cards is a must for any business taking payment for goods and/or services. We give you the ability to offer all major credit and debit cards at a low acceptance cost. By taking advantage of some of the best rates in the industry, your business will flourish by giving your customers what they want; a greater range of payment options. You will witness improved cash flow as higher average tickets become prevalent all while minimizing your risk of fraud exposure.

Check With Electronic Merchant Systems, accepting checks has never been so convenient and cost-effective. EMS converts paper checks into safe, reliable electronic transactions that are processed with the same speed and ease of credit card transactions. Additionally, this allows you to streamline back office operations including operational efficiencies.

Quick Service Restaurant (QSR) If your business is in need of a fast checkout solution, we have you covered. From movie theaters to parking garages, our efficient quick payment solution dramatically improve the speed and profitability of low-ticket, swipe-and-go transactions by allowing merchants to offer a variety of payment options to help satisfy customer needs, attract new customers and increase market share. Since the success of your business depends on your ability to move customers along quickly through your checkout line, we offer contactless processing to give you an edge in processing transactions quickly.

Petroleum (Fleet) As more distributors cut their ties with their gas company partners and become independent marketers and dealers, they come face-to-face with the need to offer customers the same services they did when they were part of a larger company. The EMS Petro Partner service is a complete resource for merchants looking to offer card processing and payment solutions right to the pump. Our service has a transaction-processing program specifically for this market segment all while offering fraud protection that you have learned to trust.

Electronic Benefit Transfer (EBT) We offer a convenient and safe solution for acceptance of Electronic Benefit Transfer (EBT) in a retail environment. An EBT customer is able to purchase eligible food items from grocery stores and convenience stores with his or her benefits card, eliminating the traditional paper Food Stamp process. Say goodbye to the arduous tasks of manual counting, bundling and depositing. Since this includes the authorizing of transactions, you can rest assured that the funds for the payment are available